* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Arial', sans-serif;
}

body {
    line-height: 1.6;
    color: #333;
    background-color: #f9f9f9;
    padding: 20px;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 15px;
}

.policy-hero {
    background: linear-gradient(rgba(44, 82, 130, 0.9), rgba(26, 53, 93, 0.9));
    color: white;
    padding: 60px 0;
    text-align: center;
    border-radius: 10px;
    margin-bottom: 30px;
}

.policy-hero h1 {
    font-size: 2.2rem;
    margin-bottom: 15px;
}

.policy-hero p {
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto;
    opacity: 0.9;
}

.policy-container {
    background: white;
    padding: 40px;
    border-radius: 10px;
    box-shadow: 0 5px 25px rgba(0,0,0,0.07);
    margin-bottom: 30px;
}

.policy-header {
    text-align: center;
    margin-bottom: 40px;
    padding-bottom: 25px;
    border-bottom: 2px solid #eaeaea;
}

.policy-header h1 {
    font-size: 28px;
    color: #2c5282;
    margin-bottom: 15px;
}

.policy-header .effective-date {
    color: #718096;
    font-style: italic;
    font-size: 16px;
}

.policy-section {
    margin-bottom: 35px;
    padding-bottom: 25px;
    border-bottom: 1px solid #f1f1f1;
}

.policy-section:last-child {
    border-bottom: none;
}

.policy-section h2 {
    font-size: 22px;
    color: #2c5282;
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid #eaeaea;
    position: relative;
}

.policy-section h2:after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 60px;
    height: 2px;
    background: #2c5282;
}

.policy-section p, .policy-section ul {
    margin-bottom: 18px;
    font-size: 16px;
    line-height: 1.7;
}

.policy-section ul {
    padding-left: 25px;
}

.policy-section li {
    margin-bottom: 12px;
    position: relative;
}

.policy-section li:before {
    content: '•';
    color: #2c5282;
    font-weight: bold;
    display: inline-block;
    width: 1em;
    margin-left: -1em;
}

.policy-section a {
    color: #2c5282;
    text-decoration: none;
    transition: color 0.3s;
}

.policy-section a:hover {
    color: #2b6cb0;
    text-decoration: underline;
}

.back-button {
    display: inline-block;
    margin-top: 30px;
    padding: 12px 25px;
    background: #2c5282;
    color: white;
    text-decoration: none;
    border-radius: 5px;
    transition: all 0.3s;
    font-weight: 500;
    border: 2px solid #2c5282;
}

.back-button:hover {
    background: transparent;
    color: #2c5282;
}

.highlight {
    background-color: #f8f9fa;
    padding: 25px;
    border-radius: 8px;
    border-left: 4px solid #2c5282;
    margin: 25px 0;
}

.highlight p:last-child {
    margin-bottom: 0;
}

.definition-list {
    margin: 20px 0;
}

.definition-term {
    font-weight: bold;
    color: #2c5282;
    margin-bottom: 5px;
}

.definition-description {
    margin-bottom: 15px;
    padding-left: 20px;
}

@media (max-width: 992px) {
    .policy-container {
        padding: 30px;
    }
    
    .policy-hero h1 {
        font-size: 2rem;
    }
    
    .policy-hero p {
        font-size: 1rem;
    }
}

@media (max-width: 768px) {
    body {
        padding: 15px;
    }
    
    .policy-hero {
        padding: 40px 0;
    }
    
    .policy-hero h1 {
        font-size: 1.8rem;
    }
    
    .policy-container {
        padding: 25px 20px;
    }
    
    .policy-header h1 {
        font-size: 24px;
    }
    
    .policy-section h2 {
        font-size: 20px;
    }
}

@media (max-width: 480px) {
    .policy-hero {
        padding: 30px 0;
    }
    
    .policy-hero h1 {
        font-size: 1.6rem;
    }
    
    .policy-hero p {
        font-size: 0.95rem;
    }
    
    .policy-container {
        padding: 20px 15px;
    }
    
    .policy-header {
        margin-bottom: 30px;
    }
    
    .policy-section {
        margin-bottom: 25px;
    }
    
    .policy-section h2 {
        font-size: 18px;
    }
    
    .policy-section p, .policy-section ul {
        font-size: 15px;
    }
    
    .back-button {
        width: 100%;
        text-align: center;
    }
    
    .highlight {
        padding: 15px;
    }
}